We work with senior medical professionals, often with complex financial planning requirements
Your own position will be different to that of a close colleague or friend even though your careers can seem very similar and you may have a similar set of benefits.
You might be:
A full time NHS Consultant approaching retirement and want to understand how best to do this and make the most of your pension benefits
Focused on your growing private practice and how best to structure your income and generally be tax efficient
Looking to plan for the longer term - for example considering inheritance tax planning
An owner of medical business considering "exit planning"
An academic with various roles and wary of the complexity of planning your finances and retirement
Or you might be all of the above
Questions you might have:
Am I making the most of my NHS pension benefits? Is there anything I can do to mitigate my tax position here?
Have I been paid correctly by my Trust or University? Am I being paid correctly now? What are the impacts of me taking on more responsibility, or working part time?
Is my private practice structure the right one for me? Should I be a company or is there anything I might want to do to change my income structure? Does my accountant fully grasp my financial affairs?
Is my investment portfolio performing well? How much risk am I taking? Is there anything I need to change here?
Am I using all of my tax allowances, including my spouses?
I’m worried about inheritance tax (IHT) – is there anything I can do here? Can I hand over wealth to my children but also retain some control?
What can I do to increase my income in retirement?
We also work with a number of non-medical clients - very often these are friends or family members who require trusted advice.
You will need to have a certain level of complexity and be prepared to fully engage in order to get value from the service, and be happy in delegating certain responsibilities to experts you trust.
Fortis Medical is a trading name of Fortis Medical Finance Ltd which is authorised and regulated by the Financial Conduct Authority, FCA register number 1002289.
Fortis Medical Finance Ltd is registered in England and Wales, registered Number 15025620. Registered office: 4th Floor Silverstream House 45 Fitzroy Street, Fitzrovia, London, England, W1T 6EB
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